/* Holvestium DE — Bavarian private wealth */
:root {
  --paper: #ebe9e0;
  --paper-soft: #f2f0e8;
  --ink: #1a1a1a;
  --ink-soft: #2e2e2e;
  --mute: #5a574e;
  --rule: #d4d0c4;
  --bronze: #8a6735;
  --bronze-d: #6e4f1f;
  --bronze-l: #b89055;
  --burgundy: #4a2632;
  --slate-d: #252830;
  --slate-dd: #1c1f25;
  --shadow-s: 0 1px 2px rgba(26,26,26,.05);
  --shadow-m: 0 4px 14px rgba(26,26,26,.08);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Public Sans', -apple-system, system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: none; background: none; }

/* Container */
._c { max-width: 1180px; margin: 0 auto; padding: 0 28px; }

/* Display typography */
h1, h2, h3, h4 { font-family: 'Crimson Pro', Georgia, serif; font-weight: 500; line-height: 1.15; letter-spacing: -0.005em; }
h1 { font-size: clamp(2.4rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.9rem, 3.5vw, 2.6rem); margin: 2.2em 0 .8em; }
h3 { font-size: 1.4rem; margin: 1.6em 0 .5em; }
.hl { color: var(--bronze); font-style: italic; }
.hl-bg { color: var(--burgundy); font-style: italic; }
em { font-family: 'Crimson Pro', Georgia, serif; font-style: italic; }

p { margin: 0 0 1.1em; max-width: 64ch; }
.lead { font-size: 1.18rem; color: var(--ink-soft); max-width: 60ch; }

/* Mono labels */
.eyebrow, .mono { font-family: 'DM Mono', 'IBM Plex Mono', monospace; font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--bronze-d); font-weight: 500; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; padding: 6px 12px; border: 1px solid var(--rule); background: var(--paper-soft); border-radius: 100px; }
.eyebrow .dot { width: 6px; height: 6px; background: var(--bronze); border-radius: 50%; display: inline-block; }

/* Header */
.hdr { position: sticky; top: 0; z-index: 50; background: rgba(235,233,224,.92); backdrop-filter: blur(10px); border-bottom: 1px solid var(--rule); }
.hdr-in { display: flex; align-items: center; justify-content: space-between; padding: 18px 28px; max-width: 1240px; margin: 0 auto; }
.brand { display: flex; align-items: center; gap: 10px; }
.brand-mark { width: 36px; height: 36px; flex-shrink: 0; }
.brand-name { font-family: 'Crimson Pro', Georgia, serif; font-size: 1.35rem; font-weight: 600; color: var(--ink); letter-spacing: -0.01em; }
.brand-name em { color: var(--bronze); font-weight: 500; }
.nav { display: flex; gap: 28px; align-items: center; }
.nav a { font-size: 0.93rem; color: var(--ink-soft); transition: color .15s; }
.nav a:hover { color: var(--bronze); }
.btn { display: inline-flex; align-items: center; gap: 6px; padding: 10px 18px; border-radius: 4px; font-weight: 500; font-size: 0.92rem; transition: all .15s; }
.btn-primary { background: var(--ink); color: var(--paper); }
.btn-primary:hover { background: var(--burgundy); }
.btn-ghost { background: transparent; border: 1px solid var(--ink); color: var(--ink); }
.btn-ghost:hover { background: var(--ink); color: var(--paper); }
.btn-bronze { background: var(--bronze); color: var(--paper); }
.btn-bronze:hover { background: var(--bronze-d); }

.burger { display: none; }
@media (max-width: 880px) {
  .nav { display: none; }
  .burger { display: inline-flex; align-items: center; justify-content: center; width: 40px; height: 40px; border: 1px solid var(--rule); border-radius: 4px; }
  body.menu-open .nav { display: flex; position: fixed; inset: 70px 0 0; flex-direction: column; gap: 0; background: var(--paper); padding: 20px 28px; overflow-y: auto; z-index: 100; }
  body.menu-open .nav a { padding: 14px 0; border-bottom: 1px solid var(--rule); font-size: 1.1rem; }
}

/* Hero */
.hero { padding: 70px 0 90px; position: relative; overflow: hidden; }
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 600px 400px at 90% -10%, rgba(138,103,53,.06), transparent 60%),
    radial-gradient(ellipse 500px 350px at -10% 110%, rgba(74,38,50,.05), transparent 60%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1.15fr 1fr; gap: 70px; align-items: start; position: relative; }
@media (max-width: 980px) { .hero-grid { grid-template-columns: 1fr; gap: 50px; } }
.hero h1 { margin-top: 24px; margin-bottom: 28px; }
.hero-stats { display: flex; gap: 50px; margin-top: 50px; padding-top: 30px; border-top: 1px solid var(--rule); }
.hero-stat .v { font-family: 'Crimson Pro', Georgia, serif; font-size: 2rem; font-weight: 500; color: var(--ink); display: block; }
.hero-stat .l { font-family: 'DM Mono', monospace; font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.15em; color: var(--mute); margin-top: 4px; }
@media (max-width: 600px) { .hero-stats { gap: 28px; flex-wrap: wrap; } .hero-stat .v { font-size: 1.5rem; } }

/* Form */
.lead-form {
  background: var(--paper-soft);
  border: 1px solid var(--rule);
  padding: 38px 36px;
  position: relative;
  box-shadow: var(--shadow-m);
}
.lead-form::before {
  content: '';
  position: absolute; top: -1px; left: -1px; right: -1px;
  height: 3px;
  background: linear-gradient(90deg, var(--bronze) 0%, var(--burgundy) 100%);
}
.lead-form .form-eyebrow { font-family: 'DM Mono', monospace; font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.18em; color: var(--bronze-d); margin-bottom: 14px; display: flex; align-items: center; justify-content: space-between; }
.lead-form .form-eyebrow .price { color: var(--mute); }
.lead-form h3 { font-size: 1.6rem; margin: 0 0 6px; font-weight: 600; }
.lead-form .form-sub { font-size: 0.9rem; color: var(--mute); margin-bottom: 22px; }
.field { margin-bottom: 16px; }
.field label { display: block; font-size: 0.82rem; color: var(--ink-soft); margin-bottom: 6px; font-weight: 500; }
.field input { width: 100%; padding: 12px 14px; border: 1px solid var(--rule); border-radius: 3px; background: var(--paper); font-size: 0.95rem; font-family: inherit; color: var(--ink); transition: border-color .15s; }
.field input:focus { outline: none; border-color: var(--bronze); background: #fff; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.iti { width: 100%; }
.lead-form .submit { width: 100%; padding: 14px; background: var(--ink); color: var(--paper); font-size: 0.98rem; font-weight: 500; border-radius: 3px; margin-top: 8px; transition: background .15s; }
.lead-form .submit:hover { background: var(--burgundy); }
.lead-form .fine { font-size: 0.75rem; color: var(--mute); margin-top: 14px; line-height: 1.5; }
.lead-form .fine a { color: var(--bronze-d); text-decoration: underline; text-underline-offset: 2px; }

/* Trust bar */
.trust { padding: 24px 0; border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); background: var(--paper-soft); }
.trust-in { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
.trust-msg { font-size: 0.9rem; color: var(--mute); }
.trust-msg em { color: var(--ink); font-weight: 500; }
.trust-badges { display: flex; gap: 28px; flex-wrap: wrap; }
.trust-badge { display: flex; align-items: center; gap: 8px; font-family: 'DM Mono', monospace; font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink-soft); }
.trust-badge svg { width: 16px; height: 16px; color: var(--bronze); }

/* Sections */
.sec { padding: 90px 0; }
.sec-dark { background: var(--slate-d); color: var(--paper); }
.sec-dark .eyebrow { color: var(--bronze-l); background: rgba(255,255,255,.04); border-color: rgba(255,255,255,.08); }
.sec-dark .hl { color: var(--bronze-l); }
.sec-paper-soft { background: var(--paper-soft); }
.sec-hd { max-width: 720px; margin-bottom: 60px; }
.sec-hd h2 { margin-top: 12px; }
.sec-hd p { color: var(--mute); margin-top: 14px; font-size: 1.05rem; }
.sec-dark .sec-hd p { color: rgba(235,233,224,.7); }

/* Cards */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
@media (max-width: 880px) { .cards { grid-template-columns: 1fr; } }
.card { padding: 32px 28px; background: var(--paper-soft); border: 1px solid var(--rule); transition: border-color .2s; }
.card:hover { border-color: var(--bronze); }
.card-icon { width: 44px; height: 44px; display: flex; align-items: center; justify-content: center; border: 1px solid var(--bronze); color: var(--bronze); margin-bottom: 20px; }
.card-icon svg { width: 20px; height: 20px; }
.card h3 { font-size: 1.25rem; margin: 0 0 10px; font-weight: 600; }
.card p { font-size: 0.94rem; color: var(--mute); margin: 0; }
.sec-dark .card { background: rgba(255,255,255,.03); border-color: rgba(255,255,255,.08); }
.sec-dark .card:hover { border-color: var(--bronze-l); }
.sec-dark .card h3 { color: var(--paper); }
.sec-dark .card p { color: rgba(235,233,224,.65); }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px; counter-reset: steps; }
@media (max-width: 880px) { .steps { grid-template-columns: 1fr; } }
.step { counter-increment: steps; position: relative; padding-top: 12px; }
.step::before { content: counter(steps, decimal-leading-zero); display: block; font-family: 'Crimson Pro', Georgia, serif; font-style: italic; font-size: 3rem; color: var(--bronze); line-height: 1; margin-bottom: 14px; }
.step h3 { font-size: 1.25rem; margin: 0 0 10px; font-weight: 600; }
.step p { font-size: 0.94rem; color: var(--mute); margin: 0; }

/* Big stats banner */
.bigstats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 36px; padding: 70px 0; }
@media (max-width: 880px) { .bigstats { grid-template-columns: repeat(2, 1fr); gap: 30px; } }
.bigstat { text-align: left; padding: 0 8px; border-left: 1px solid rgba(184,144,85,.25); padding-left: 24px; }
.bigstat .v { font-family: 'Crimson Pro', Georgia, serif; font-style: italic; font-size: clamp(2.4rem, 4vw, 3.4rem); font-weight: 500; color: var(--bronze-l); display: block; line-height: 1; }
.bigstat .l { font-family: 'DM Mono', monospace; font-size: 0.72rem; letter-spacing: 0.15em; text-transform: uppercase; color: rgba(235,233,224,.6); margin-top: 14px; }

/* Testimonials */
.tcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
@media (max-width: 880px) { .tcards { grid-template-columns: 1fr; } }
.tcard { padding: 30px 28px; background: var(--paper); border: 1px solid var(--rule); }
.tcard .quote-mark { font-family: 'Crimson Pro', Georgia, serif; font-size: 3rem; font-style: italic; color: var(--bronze); line-height: 0.5; margin-bottom: 12px; }
.tcard p { font-family: 'Crimson Pro', Georgia, serif; font-style: italic; font-size: 1.05rem; color: var(--ink); margin: 0 0 24px; line-height: 1.5; }
.tcard-by { display: flex; align-items: center; gap: 12px; padding-top: 18px; border-top: 1px solid var(--rule); }
.tcard-av { width: 38px; height: 38px; background: var(--bronze); color: var(--paper); display: flex; align-items: center; justify-content: center; font-family: 'Crimson Pro', serif; font-weight: 600; border-radius: 50%; font-size: 0.95rem; }
.tcard-meta strong { font-weight: 600; font-size: 0.92rem; }
.tcard-meta span { display: block; font-size: 0.78rem; color: var(--mute); font-family: 'DM Mono', monospace; letter-spacing: 0.08em; text-transform: uppercase; }

/* FAQ */
.faq-list { max-width: 820px; }
.faq-i { border-bottom: 1px solid var(--rule); padding: 22px 0; }
.faq-i summary { font-family: 'Crimson Pro', serif; font-size: 1.18rem; font-weight: 500; cursor: pointer; list-style: none; display: flex; align-items: start; justify-content: space-between; gap: 16px; color: var(--ink); }
.faq-i summary::-webkit-details-marker { display: none; }
.faq-i summary::after { content: '+'; font-family: 'DM Mono', monospace; font-size: 1.5rem; color: var(--bronze); flex-shrink: 0; line-height: 1; transition: transform .2s; }
.faq-i[open] summary::after { content: '−'; }
.faq-i p { padding-top: 14px; color: var(--ink-soft); font-size: 0.96rem; }

/* CTA band */
.ctaband { padding: 100px 0; background: var(--slate-dd); color: var(--paper); text-align: center; position: relative; overflow: hidden; }
.ctaband::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 700px 400px at 50% 0%, rgba(138,103,53,.12), transparent 70%);
  pointer-events: none;
}
.ctaband-in { position: relative; max-width: 720px; margin: 0 auto; padding: 0 28px; }
.ctaband h2 { color: var(--paper); margin-bottom: 20px; }
.ctaband p { color: rgba(235,233,224,.7); margin: 0 auto 32px; font-size: 1.1rem; max-width: 520px; }
.ctaband .btn-primary { background: var(--bronze); color: var(--paper); padding: 14px 32px; font-size: 1rem; }
.ctaband .btn-primary:hover { background: var(--bronze-l); color: var(--ink); }

/* Footer */
.ft { background: var(--slate-dd); color: rgba(235,233,224,.7); padding: 70px 0 30px; }
.ft a { color: rgba(235,233,224,.7); transition: color .15s; }
.ft a:hover { color: var(--bronze-l); }
.ft-grid { display: grid; grid-template-columns: 1.4fr repeat(4, 1fr); gap: 40px; margin-bottom: 50px; }
@media (max-width: 980px) { .ft-grid { grid-template-columns: 1fr 1fr; gap: 30px; } }
@media (max-width: 600px) { .ft-grid { grid-template-columns: 1fr; } }
.ft-brand { display: flex; align-items: center; gap: 10px; margin-bottom: 18px; }
.ft-brand .brand-name { color: var(--paper); }
.ft-about { font-size: 0.9rem; line-height: 1.6; margin-bottom: 24px; }
.ft-col h4 { font-family: 'DM Mono', monospace; font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--bronze-l); margin-bottom: 16px; font-weight: 500; }
.ft-col ul { list-style: none; }
.ft-col li { margin-bottom: 10px; }
.ft-col li a { font-size: 0.92rem; }
.ft-newsletter input { width: 100%; padding: 10px 12px; background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.1); color: var(--paper); font-size: 0.88rem; font-family: inherit; margin-bottom: 8px; }
.ft-newsletter input::placeholder { color: rgba(235,233,224,.4); }
.ft-newsletter button { width: 100%; padding: 10px; background: var(--bronze); color: var(--paper); font-size: 0.88rem; border-radius: 0; font-family: 'DM Mono', monospace; text-transform: uppercase; letter-spacing: 0.12em; transition: background .15s; }
.ft-newsletter button:hover { background: var(--bronze-l); color: var(--ink); }
.ft-risk { padding: 22px 0; border-top: 1px solid rgba(255,255,255,.08); border-bottom: 1px solid rgba(255,255,255,.08); margin-bottom: 24px; font-size: 0.82rem; line-height: 1.6; }
.ft-risk strong { color: var(--paper); }
.ft-bottom { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 16px; font-size: 0.82rem; }
.ft-certs { display: flex; gap: 18px; flex-wrap: wrap; }
.ft-certs span { font-family: 'DM Mono', monospace; font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; }

/* Subpage shared */
.subhero { padding: 70px 0 50px; background: var(--paper-soft); border-bottom: 1px solid var(--rule); }
.crumb { font-family: 'DM Mono', monospace; font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--mute); margin-bottom: 22px; }
.crumb a { color: var(--bronze-d); }
.crumb a:hover { color: var(--bronze); }
.crumb span { color: var(--ink); }
.subhero h1 { margin: 18px 0 24px; }
.subhero .sublead { font-size: 1.15rem; color: var(--ink-soft); max-width: 60ch; line-height: 1.55; }
.subbody { max-width: 720px; padding: 60px 0 90px; }
.subbody p { font-size: 1.02rem; line-height: 1.75; color: var(--ink-soft); }
.subbody h2 { margin: 2.4em 0 .8em; }
.subbody h2:first-child { margin-top: 0; }
.subbody ul, .subbody ol { margin: 0 0 1.4em 1.2em; padding-left: .8em; }
.subbody li { margin-bottom: .75em; font-size: 1rem; line-height: 1.7; color: var(--ink-soft); }
.subbody li strong { color: var(--ink); }
.subbody a { color: var(--bronze-d); text-decoration: underline; text-underline-offset: 3px; }

/* Callouts */
.callout { margin: 32px 0; padding: 22px 26px; background: var(--paper-soft); border-left: 3px solid var(--bronze); }
.callout.burgundy { border-left-color: var(--burgundy); }
.callout p { margin: 0; font-size: 0.98rem; color: var(--ink-soft); }
.callout strong { color: var(--ink); }

/* KPI grid */
.kpi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 30px 0 40px; }
@media (max-width: 720px) { .kpi-grid { grid-template-columns: 1fr; } }
.kpi { padding: 24px 22px; background: var(--paper-soft); border: 1px solid var(--rule); }
.kpi .v { font-family: 'Crimson Pro', serif; font-size: 1.8rem; font-weight: 500; color: var(--bronze); }
.kpi .l { font-family: 'DM Mono', monospace; font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--mute); margin-top: 6px; }

/* Glossary rows */
.glo-row { display: grid; grid-template-columns: 220px 1fr; gap: 36px; padding: 22px 0; border-bottom: 1px solid var(--rule); }
@media (max-width: 720px) { .glo-row { grid-template-columns: 1fr; gap: 8px; } }
.glo-term { font-family: 'DM Mono', monospace; font-size: 0.85rem; color: var(--bronze-d); padding-top: 4px; letter-spacing: 0.03em; }
.glo-def { font-size: 0.98rem; line-height: 1.65; color: var(--ink-soft); }

/* Blog rows */
.blog-row { display: grid; grid-template-columns: 130px 1fr; gap: 30px; padding: 26px 0; border-bottom: 1px solid var(--rule); }
@media (max-width: 720px) { .blog-row { grid-template-columns: 1fr; gap: 8px; } }
.blog-date { font-family: 'DM Mono', monospace; font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--mute); padding-top: 6px; }
.blog-title { font-family: 'Crimson Pro', serif; font-size: 1.25rem; font-weight: 500; color: var(--ink); margin-bottom: 6px; }
.blog-desc { font-size: 0.95rem; line-height: 1.65; color: var(--ink-soft); }
.blog-desc em { color: var(--bronze-d); font-size: 0.82rem; font-style: normal; font-family: 'DM Mono', monospace; letter-spacing: 0.08em; }

/* Subpage FAQ */
.subfaq details { border-bottom: 1px solid var(--rule); padding: 18px 0; }
.subfaq summary { font-weight: 600; cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; font-size: 1rem; color: var(--ink); }
.subfaq summary::-webkit-details-marker { display: none; }
.subfaq summary::after { content: '+'; font-family: 'DM Mono', monospace; color: var(--bronze); font-size: 1.3rem; }
.subfaq details[open] summary::after { content: '−'; }
.subfaq p { padding-top: 12px; font-size: 0.95rem; color: var(--ink-soft); margin: 0; }

/* Related box */
.relbox { margin: 60px 0 0; padding: 32px 30px; background: var(--paper-soft); border: 1px solid var(--rule); }
.relbox h4 { font-family: 'DM Mono', monospace; font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--bronze-d); margin-bottom: 18px; font-weight: 500; }
.rel-links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px 24px; }
@media (max-width: 720px) { .rel-links { grid-template-columns: 1fr; } }
.rel-links a { display: flex; align-items: center; gap: 8px; padding: 6px 0; font-size: 0.93rem; color: var(--ink); border-bottom: 1px dashed transparent; }
.rel-links a::before { content: '→'; color: var(--bronze); font-family: 'DM Mono', monospace; }
.rel-links a:hover { color: var(--bronze-d); border-bottom-color: var(--bronze); }

/* Role cards */
.role { padding: 26px 0; border-bottom: 1px solid var(--rule); }
.role h3 { font-size: 1.15rem; margin: 0 0 6px; font-weight: 600; }
.role .meta { font-family: 'DM Mono', monospace; font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--mute); margin-bottom: 10px; }
.role p { font-size: 0.96rem; color: var(--ink-soft); margin: 0; }

/* utility back link */
.subback { display: inline-flex; align-items: center; gap: 6px; margin-top: 40px; padding: 10px 20px; border: 1px solid var(--ink); color: var(--ink); font-family: 'DM Mono', monospace; font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; transition: all .15s; }
.subback:hover { background: var(--ink); color: var(--paper); }